Buy To Let
We offer buy to let advice, helping you to get the right mortgage to ensure your desired property income.
Offering advice on your investment
Whether you are buying a house to rent out for the first time, or an experienced landlord with a portfolio, we offer advice on getting the right mortgage to ensure you achieve your desired income from the property.
Buy to let mortgages differ from standard residential mortgages and it is important to understand the differences.
We can provide advice on the various factors involved, from tax implications, deposits, costs, and expected rental income. Our professional experience can provide the buy to let advice you need.
Remember
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
PURCHASING PROCESS
Step 1
Getting to know you, understanding what you want to achieve, and discussing the options available
Step 2
Finding the right mortgage for your needs, circumstances and priorities – including making sure that you can always keep your home
Step 3
Managing your application through to achieving a mortgage offer and helping you through to completion
The agreement in principle can be arranged at stage 1 or 2.
FREQUENTLY ASKED QUESTIONS
Wondering what the lingo means? Read our handy guide that busts all the financial jargon.