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What is the average cost of moving home in the UK? If you’re considering moving house, it’s essential that you understand all the costs involved and how much these are likely to be, so that you can budget accordingly, compare quotes and assess how you could...

Tips for getting a mortgage for the over 50s With people living and working for longer, many in their sixth decade remain energetic, with plenty of things they’re determined to achieve. But when it comes to mortgages, age may not be ‘just a number’. After all, lenders...

How do gifted deposits for a mortgage work? If you’ve not bought a place previously, saving for the deposit on your first home can be a challenge. In fact, one of Britain’s biggest lenders, the Halifax, said that last year the sum needed was on average a hefty...

What is a mortgage overpayment? You probably think you already know what a mortgage overpayment is. But, for the avoidance of doubt, it simply describes paying more towards your home loan than is required according to the basic terms of your agreement. Clearly, it...

You probably already have at least some idea of what a mortgage broker does. But, for the avoidance of doubt, this is an adviser who will review available home loans based on your own financial situation, and apply for one for you. Some work over the phone or in...

People often ask us whether it’s possible for them to hold more than just the one standard mortgage at the same time. The short answer to that question is yes, it is definitely possible to have more than a single home loan at any one time. In fact, there’s no legal...

UK property prices saw a surprising, if modest, rise of 0.5% in April, following months of decline, according to figures from one of Britain’ s biggest lenders, the Nationwide. So a house-price crash has certainly been avoided. And if this news, plus the (mostly)...

You have almost certainly heard of a property chain – but would you be able to explain to someone else exactly what one is? Do you understand how chains work, or how you can manage them? In a nutshell, this circumstance arises when a group of property sellers and...

Bad Credit History & Mortgages If you’re one of the many people in the UK with a history of bad or adverse credit, you may automatically assume that you’ll be unable to find a mortgage. Whilst it can be harder to find the right mortgage product, it’s certainly not...