Remortgage

We can help you to achieve your goals, whatever your situation

We take the hassle out of the remortgage process

There may be many reasons why you want to remortgage. You may be looking to secure a better interest rate. You may also need additional funds for home improvements, or to consolidate debts, or to add or remove someone from your mortgage.

We can help you achieve your goals, whatever your situation.

Our advice is to start the remortgage process 3-6 months before your current mortgage product is due to end. If you are an existing client, we will contact you to remind you of this.

Without reviewing your mortgage options, you will revert to your existing lender’s Standard Variable Rate which can be expensive. Our experienced advisers will find you a deal that suits your circumstances.

 

Remember

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

PURCHASING PROCESS

Step 1

Getting to know you, understanding what you want to achieve, and discussing the options available

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Step 2

Finding the best mortgage for your needs, circumstances and priorities – including making sure that you can always keep your home

Step 3

Managing your application through to achieving a mortgage Offer and helping you through to completion

The agreement in principle can be arranged at stage 1 or 2.

FREQUENTLY ASKED QUESTIONS

Wondering what the lingo means? Read our handy guide that busts all the financial jargon.

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